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SMS Terms & Conditions and Privacy DisclosureEffective Date: June 10, 2026SMS Communications ProgramNestkey Mortgages ("Nestkey Mortgages," "we," "our," or "us") may provide customers and prospective customers with informational and marketing text messages regarding mortgage-related services.By providing your mobile phone number and opting into SMS communications, you expressly consent to receive text messages from Nestkey Mortgages.These messages may include:Loan application updatesMortgage status notificationsAppointment remindersDocument requestsCustomer service communicationsAccount notificationsMarketing and promotional communicationsFollow-up communications related to mortgage products and servicesConsent to receive SMS messages is not a condition of purchasing any goods or services.Message FrequencyMessage frequency varies based on your interactions with Nestkey Mortgages LLC and the services you request.Message and Data RatesMessage and data rates may apply. Charges are determined by your wireless carrier and are your responsibility.Opt-Out InstructionsYou may opt out of SMS communications at any time by replying:STOPAfter opting out, you will receive one final confirmation message. No further text messages will be sent unless you provide new consent.Help InstructionsContact us directly through our website or customer service channels.Privacy Policy for SMS CommunicationsNestkey Mortgages LLC values your privacy and is committed to protecting your personal information.Information We CollectWhen you opt into SMS communications, we may collect:NameMobile phone numberEmail address (if provided)Information submitted through our website formsCommunication preferencesHow We Use Your InformationWe use your information to:Respond to inquiriesProcess mortgage applicationsProvide customer supportSend requested updates and notificationsDeliver mortgage-related information and promotional communicationsImprove our services and customer experienceMobile Information SharingNo mobile information will be shared with third parties or affiliates for marketing or promotional purposes.All categories above exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.Information may be shared with service providers solely for the purpose of supporting business operations and delivering requested services.Data SecurityWe implement reasonable administrative, technical, and physical safeguards designed to protect personal information from unauthorized access, disclosure, or misuse.Consent to Receive Text MessagesSMS Terms of ServiceBy opting into SMS from a web form or other medium, you are agreeing to receive SMS messages from Nestkey Mortgages. This includes SMS messages for conversations (external). Message frequency varies. Message and data rates may apply. See privacy policy at https://nestkeymortgages.com/privacypolicy. Message HELP for help. Reply STOP to any message to opt out.Mortgage Services DisclaimerNestkey Mortgages provides mortgage-related information and services. Receipt of text messages does not constitute loan approval, a commitment to lend, or a guarantee of any mortgage product.All mortgage products are subject to credit approval, underwriting guidelines, and applicable federal and state laws.Changes to This PolicyNestkey Mortgages reserves the right to modify these SMS Terms & Conditions and Privacy Policy at any time. Updates will be posted on this page with a revised effective date.Contact UsNestkey Mortgages Email: hello@nestkeymortgages.comPhone: (720) 770-0873